Dr. Muhammad Sajjad Hussain
IBT Faculty Profile

Dr. Muhammad Sajjad Hussain

Assistant Professor - Management Sciences

HEC Approved Ph.D. Supervisor
University of Management and Technology (UMT), Sialkot

A dedicated academic professional with 10+ years of experience in teaching, academic leadership and research in Management Sciences, Finance and Banking.

Finance & Banking Management Sciences Green Finance Financial Services Business Research Sustainability
Current Position Assistant Professor
Institution UMT Sialkot
Qualification Ph.D Finance & Banking
Experience 10+ Years
Career Journey

Professional Experience

2025 - Present

Assistant Professor - Management Sciences

University of Management and Technology (UMT), Sialkot

2020 - 2025

Assistant Professor & Head of Department

Superior University Sargodha Campus

2012 - 2016

Lecturer - Commerce

The Educators College

2010 - 2011

Assets Management Officer

GIFT University

Academic Background

Education

2016 - 2020

Ph.D. Finance & Banking

Universiti Utara Malaysia (UUM), Malaysia

Doctoral Research in Finance and Banking
2014 - 2016

M.Phil Commerce & Finance

Superior University Lahore, Pakistan

Research and Advanced Studies in Commerce & Finance
2006 - 2010

B.Com (Hons)

University of Punjab, Pakistan

Commerce and Business Studies
Research Profile

Research Interests

Dr. Muhammad Sajjad Hussain's research focuses on finance, banking and management-related areas with particular interest in financial services, sustainable finance and business research.

Financial Services Green Finance Banking Performance Customer Loyalty Sustainability Business Analytics Research Methods
Research Output

Selected Publications

2025

Impact of E-Banking Service Quality on Customer Loyalty: The Mediating Role of Customer Satisfaction

Research article focusing on digital banking, service quality and customer relationship outcomes.

2024

Financial Technology and Sustainable Development: Evidence from Banking Sector

Research exploring technology adoption, finance and sustainability perspectives.

2023

Green Finance, Banking Performance and Environmental Sustainability

Research contribution in sustainable finance and financial sector performance.

Research

29+ Research Contributions

Published research work and academic contributions in the areas of finance, banking and management sciences.

Teaching

Teaching Experience

Finance & Banking

Financial Management, Banking Operations, Financial Markets and related finance courses.

Management Sciences

Business Management, Research Methods and Management-related academic courses.

Commerce & Business Studies

Commerce, Economics and business foundation subjects at undergraduate level.

Research Supervision

Guidance in academic research, thesis supervision and quantitative research methods.

Professional Development

Workshops & Certifications

Smart PLS Workshop

Training related to Structural Equation Modelling and advanced research analysis.

SPSS Data Analysis Workshop

Statistical analysis and research methodology training.

STATA Training Workshop

Applied quantitative research and econometric analysis.

Recognition

Awards & Achievements

01

3MT Thesis Competition Winner

Recognized for research presentation during doctoral studies at Universiti Utara Malaysia.

02

Research Recognition Award

Received academic recognition and cash prize for research contribution at Superior University.

03

Academic Leadership

Served as Head of Department and contributed towards academic management and programme development.

Profile

Skills & Memberships

Research & Software Skills

SPSS Smart PLS STATA AMOS Research Methodology Quantitative Analysis

Professional Memberships

Academic and professional engagement in finance, management and research communities.

Languages

English · Urdu · Punjabi

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